Business

Market subdued

Now that the new government has been established, so ends some of the uncertainty that has haunted the property market over recent times. What remains to be seen is the effect that any new policies concerning housing will have on the market going forward. The...... Read More

Good news for first home buyers

About 12 months ago when the Reserve Bank introduced the loan-to-value ratio (LVR) restrictions, I wrote about how hard it would become for first-time buyers who did not have 20 per cent deposit or KiwiSaver funds to purchase their first home. The changes...... Read More

Back to the 1960s?

This week I attended a financial advisors conference in Auckland where many speakers presented on a range of topics. One of the speakers was the chief economist from a large bank whom I have heard on many occasions over the years. This guy has a very...... Read More

Fixing a muddle for businesses

New Zealanders mostly work in businesses with less than 20 employees. Surprisingly, there are only 5100 or so companies with more than 50 employees. While there are many different forms of entities, including self-employed, companies, trusts and partnerships,...... Read More

Fixing fiscal holes

As I write this edition of Money, the country is about to go to the polls and vote for who should run the country for the next three years. I can’t remember a campaign in the past 20 years or so that has been fixated on just one or two key issues. Where...... Read More

Valuing your build

I thought I’d share with you the process for the valuation requirements from many lenders when you are building or renovating your home. Firstly, to secure the finance for your project, your lender may ask for an ‘as is’ and ‘as...... Read More

Rating values explained

Auckland Council will update rating values this year, and we often get asked, given the positive market movement since the last rating valuation, will my rates increase?  Well, the answer is complicated, but to put it simply – it depends! Councils...... Read More

Money stressed?

There are many unforeseen events that happen in our everyday lives that can cause money stress, sleepless nights, relationship issues and, in extreme cases, depression or suicide. Usually these are one-off events such as a death in the family, serious...... Read More

Market movements analysed

There is little doubt that residential sales activity has cooled across much of Auckland, including on the Hibiscus Coast, with active buyers enjoying a greater selection of properties to choose from in comparison with 2015 and 2016. Residential sales...... Read More

Signing off

This is my last digital column for Local Matters as I’m about to put the local into global in a physical, not just digital, way. It gives pause for reflection on what has, and hasn’t, changed in digital media and here at localmatters.co.nz...... Read More