Have you ever been churned?

The word ‘churned’ sounds like it should fit better with making butter than with financial advice, yet this is a term used to describe an unethical practice that you may have been subject to in the past. Churning is the constant replacement...... Read More

Time is money

If you’re a small business owner, it can feel like business (and life in general) just keeps getting busier and it’s hard to fit everything in that needs to be done. One of the key challenges I hear a lot from business owners – is the...... Read More

Transport challenges

Few people think too much about roading and transport until something goes wrong and it affects their daily lives. Arguably, we’re a little more in-tune in Rodney North, given that a daily occurrence for many of us is dealing with the wondrous Hill...... Read More

Get the most from KiwiSaver

As another financial year ticks over it may be time to take a look at your KiwiSaver returns, or lack thereof, and make some improvements. Studies still show that approximately 80 percent of us don’t know what’s going on with our KiwiSaver...... Read More

Hone your people skills

When you are busy running your company, it’s easy to get caught up in the day-to-day tasks and the long list of things to get done. One week merges into the next and before you know it, it is April already.  This means the close of the financial...... Read More

Should you insure your kids?

When you think of all things financial, insurance is probably one of the least exciting of them all (after credit card debt perhaps), but it is more important than you might think. Kiwis are starting to understand insurance better, but it blows my mind...... Read More

A positive start

A key fundamental in a successful business is strong planning. Business owners need to stop hoping they’ll have a better year in 2018 and instead work on a clear, practical, proven growth plan. Here are some ideas to help you plan for success. •...... Read More

Hope for first time buyers

If you’ve been saving for a first home over these last few years then you could be forgiven for thinking your efforts were futile, as the property increases seemed to constantly outrun your saving progress. With the average Auckland home sitting...... Read More

How to get a better mortgage deal

Some say the word “mortgage” comes from the old French “mort gaige”, literally “death pledge”. The pledge ends (dies) when either the obligation is fulfilled or the property is taken. A more modern meaning defines mortgage...... Read More

Market subdued

Now that the new government has been established, so ends some of the uncertainty that has haunted the property market over recent times. What remains to be seen is the effect that any new policies concerning housing will have on the market going forward. The...... Read More